Skip to content
Beta — Live system under active development. Expect occasional hiccups.
Patent Pending · 38 U.S. patent applications

VM Pay

Add patent-pending, zero-storage transaction processing to any website. VM Pay fee: 2-3% + card processing. One script tag. Stateless relay. Cryptographic receipts.

1

Embed

Add VM Pay to your site. One script tag. Works alongside your existing checkout.

2

Transact

Buyers click “Pay with VM.” The transaction flows through the patent-pending stateless relay. Zero storage. Receipt generated.

3

Settle

Instant settlement via Stripe Connect. VM Pay fee: 2-3% ($0.50 minimum) plus standard card processing (2.9% + $0.30), every part itemized on the Ed25519-signed receipt.

Quick Start

<!-- Add VM Pay to your site -->
<script src="https://verticalmarketplace.ai/vm-pay.js"></script>

<button onclick="VMPay.checkout({
  amount: 49.99,
  currency: 'USD',
  description: 'Premium AI Assessment',
  publishableKey: 'vmpk_...',  // from POST /api/vmpay/merchants
  success_url: 'https://yoursite.com/thank-you'
})">
  Pay with Vertical Marketplace
</button>
# Register your site (keys returned once)
curl -X POST https://verticalmarketplace.ai/api/vmpay/merchants \
  -H "Content-Type: application/json" \
  -d '{"name": "Your Store", "siteOrigin": "https://yoursite.com"}'

Sandbox runs the full rail — forensic chain, fee split, Ed25519 receipt — with zero real money. Live card settlement (Stripe Connect) activates per merchant.

Questions or partnership inquiries: contact us.

Powered by VM Badge

Specialty portals that settle through Vertical Marketplace — like buyandsellmydata.ai — display this trust badge:

Transactions powered byVertical MarketplacePatent Pending
<!-- Powered by VM trust badge -->
<div class="vm-powered">
  <span>Transactions powered by</span>
  <a href="https://verticalmarketplace.ai">Vertical Marketplace</a>
  <span>Patent Pending</span>
</div>

Why VM Pay

Stripe moves the money. VM Pay proves the transaction. Six places that proof pays for itself:

Agent-to-agent commerce

Your AI buys a dataset from another company's AI at 3 AM. No human saw it happen. The flight recorder did — offer, authorization, remittance, receipt, in order, tamper-evident.

Chargeback defense

A buyer tells their bank “never received it.” You print the one-page receipt: what was promised, what was paid, when — cryptographically signed, independently verifiable.

Freelance & contractor milestones

A client disputes scope three weeks later. The signed receipt records the exact description both sides transacted on, at the moment of payment.

Digital goods

There is no tracking number for a download. The forensic chain is your delivery record — a replayable, signed sequence a marketplace or bank can audit.

White-label marketplaces

Launch your own vertical marketplace on VM Pay rails. Your brand, your merchants — our settlement, our black box. Every one of your transactions ships with dispute armor.

Audits & bookkeeping

Every fee is itemized — VM Pay margin, card processing, merchant net — and signed. Receipts that reconcile themselves, verifiable against a public key.

Every paid checkout includes a printable, plain-English receipt — signed, verifiable, ready to hand to a bank or a lawyer.

2-3% + card processing

VM Pay fee is 2-3% per transaction with a $0.50 minimum. Card processing (2.9% + $0.30) passes through at cost and is itemized on every signed receipt. No monthly fees. $1 minimum order. Patent-pending stateless relay included.

Zero-storageEd25519 receiptsSub-secondREST + MCP